Refinancing
Don't miss out on a better deal
Contact us for a comprehensive review of your finances completely FREE
Own your home sooner
We make the process easy to understand by keeping you in the loop at all times. While the banks will look out for their own best interest (pun intended), you need someone looking our for your best interest- we work to reduce your debt and better equip you for the future so you can pursue your dreans instead of stressing about your loan.
The mortgage habit
Few people have the time and knowledge to compare loans- similar to finding the best
price for a fridge or TV- it helps if you have experience with the product. The average
home buyer will go for their first loan with the bank they have always used without realising
how competetive the market can be. Without guidance and specialist advice, the
mortgage becomes a habit - an expensive one.
Allowing us to understand your specific needs will potentially save you thousands. The
process involves paying off your original mortgage and replacing it with another, a
much easier process when you have a specialist negotiating and comparing for you.
Not only that, many people need to consolidate credit cards, personal debts or borrow
extra funds for renovations. We work out your comfortable borrowing levels and find
the right loan for you- reducing monthly outgoings and saving you in overall interest.
Benefits of refinancing include:
- Lower interest rate
- Decreased monthly repayments
- Unlock equity in your home
- Consolidate your debt
- Shortening your loan term
Debt consolidation
By combining personal debts such as car loans and credit cards into your home loan, you can benefit from the lower interest rate your home loan will likely have. Because the interest rate is lower, and the loan term is usually longer, your monthly repayments will drop, giving you some breathing space. If your circumstances have changed or you have multiple debts overwhelming you- it is a good time to let us take some stress off your hands. Your home loan rate should include all the flexible features and ad-ons you require to help you achieve all your financial goals.